VaultsPaySchool payments infrastructure

Three waysto pay.Onereconciledflow.

VaultsPay replaces fragmented school payment channels with one low-cost digital infrastructure connecting parents, students and finance teams in real time.

50%

Lower transaction fees with the On-Us Wallet

30%

Less in fees when parents tap VaultsPay cards

100%

Automatic real-time reconciliation to school systems

Payment flow engine

Live

Parent wallet

AED 18.5k

On-Us transfer

Card tap

AED 1.2k

Campus POS

Any card

AED 360

Link / QR

VaultsPay

School ledger

Posted

Reconciliation

100% match

Receipt queue

0 open

Three ways to pay

Payment choice without finance chaos.

Schools do not need another disconnected payment option. They need every payment type to land in one reconciled operating flow.

01
Parent wallet to school wallet

On-Us Wallet

Up to 50% lower transaction fees

Families pay tuition, books, transport and trips from one app, with real-time movement between the parent wallet and the school wallet.

  • No bank interchange on wallet-to-wallet transfers
  • Instant settlement with no manual receipts
  • Individual IBANs, multi-currency wallets and prepaid card access
02
School checkout and campus terminals

VaultsPay Card Tap

30% less in card-present fees

Parents and students use physical or virtual VaultsPay cards on Smart POS terminals for reception, canteen, events and high-volume payment moments.

  • NFC, chip and QR acceptance on VaultsPay terminals
  • Specialised education pricing the school keeps
  • Fast checkout during peak school payment windows
03
No parent forced into one channel

Any Card Welcome

100% automatic reconciliation

Families can still use any bank debit or credit card, online payment link, QR code or native wallet - while the school still gets clean matching.

  • Apple Pay, Google Pay and Samsung Pay accepted natively
  • Secure payment links for remote fee collection
  • Every transaction is matched to school systems in real time

The school keeps parent choice and gains one source of truth.

Wallet, card tap, online link and QR payments all feed the same reconciliation layer, so finance teams no longer chase receipts across separate channels.

Unified collection flow
Benefits for schools

Lower cost. Cleaner books. Fewer payment exceptions.

For schools, VaultsPay is not just another way to collect money. It is a payment operating layer that reduces fee leakage and turns every parent payment into structured, reconciled finance data.

What changes for finance

  • Reduce transaction fees across wallet and card-present payments.
  • End manual receipt matching with real-time reconciliation to school systems.
  • Accept every parent preference without creating a back-office clean-up problem.
  • Collect smoothly at reception, canteen, events, trips, transport and online.

50% / 30%

Wallet and card-present savings are separated clearly, so the school can see which rail drives which efficiency.

0

Manual receipts left to chase once transactions are routed into school systems.

School finance dashboard

Parent wallet to school wallet

Live matched

Up to 50%

lower transaction fees

Settlement

Instant wallet-to-wallet settlement

Reconciliation

Tuition, books, transport and trips auto-match to student records.

Matched transactions

Tuition term fee

On-Us Wallet

AED 18,500

Posted

Transport fee

On-Us Wallet

AED 2,200

Posted

School trip

On-Us Wallet

AED 360

Posted

Parent pays

VaultsPay accepts

EduFlow360 routes

School reconciles

Benefits for parents

One wallet for school, student spend and travel.

For parents, the value is convenience and control: fewer payment hoops, cleaner visibility, safer student allowances and a card that can travel with the family.

Parent wallet dashboard

Pay school fees without switching apps

Family managed
Available balance

AED 12,640

Tuition, books, trips and transport are visible in one parent wallet.

Recent activity

Tuition invoice

Matched

-AED 7,500

School trip

Paid

-AED 360

Books

Paid

-AED 420

Secure payment link

Wallet transfer

Any card fallback

What parents get

  • Pay tuition, books, transport and school trips from one app.
  • Top up in minutes and issue cards for children without handing over cash.
  • Control every card with parent-managed spend limits and safer daily allowances.
  • Use one wallet and card for school life, travel and overseas spending.

Parent command center

One place to see school payments, balances, cards, top-ups and student activity.

Safer student spending

Replace loose cash with controlled cards, instant top-ups and spend visibility.

Ready for movement

Individual IBANs, multi-currency wallets and prepaid card access support families at home and abroad.

Tuition
Transport
Top-up
Global use
Let's Build

Intelligence.
Applied to Education.

The gap between your current state and your potential is measurable. We call it the Coordination Tax — and we know how to eliminate it. Without disruption. Without replacing your platforms. At pace.

Let's close that gap together.