VaultsPay replaces fragmented school payment channels with one low-cost digital infrastructure connecting parents, students and finance teams in real time.
Automatic real-time reconciliation to school systems
Payment flow engine
Live
Parent wallet
AED 18.5k
On-Us transfer
Card tap
AED 1.2k
Campus POS
Any card
AED 360
Link / QR
School ledger
Posted
Reconciliation
100% match
Receipt queue
0 open
Three ways to pay
Payment choice without finance chaos.
Schools do not need another disconnected payment option. They need every payment type to land in one reconciled operating flow.
01
Parent wallet to school wallet
On-Us Wallet
Up to 50% lower transaction fees
Families pay tuition, books, transport and trips from one app, with real-time movement between the parent wallet and the school wallet.
No bank interchange on wallet-to-wallet transfers
Instant settlement with no manual receipts
Individual IBANs, multi-currency wallets and prepaid card access
02
School checkout and campus terminals
VaultsPay Card Tap
30% less in card-present fees
Parents and students use physical or virtual VaultsPay cards on Smart POS terminals for reception, canteen, events and high-volume payment moments.
NFC, chip and QR acceptance on VaultsPay terminals
Specialised education pricing the school keeps
Fast checkout during peak school payment windows
03
No parent forced into one channel
Any Card Welcome
100% automatic reconciliation
Families can still use any bank debit or credit card, online payment link, QR code or native wallet - while the school still gets clean matching.
Apple Pay, Google Pay and Samsung Pay accepted natively
Secure payment links for remote fee collection
Every transaction is matched to school systems in real time
The school keeps parent choice and gains one source of truth.
Wallet, card tap, online link and QR payments all feed the same reconciliation layer, so finance teams no longer chase receipts across separate channels.
For schools, VaultsPay is not just another way to collect money. It is a payment operating layer that reduces fee leakage and turns every parent payment into structured, reconciled finance data.
What changes for finance
Reduce transaction fees across wallet and card-present payments.
End manual receipt matching with real-time reconciliation to school systems.
Accept every parent preference without creating a back-office clean-up problem.
Collect smoothly at reception, canteen, events, trips, transport and online.
50% / 30%
Wallet and card-present savings are separated clearly, so the school can see which rail drives which efficiency.
0
Manual receipts left to chase once transactions are routed into school systems.
School finance dashboard
Parent wallet to school wallet
Live matched
Up to 50%
lower transaction fees
Settlement
Instant wallet-to-wallet settlement
Reconciliation
Tuition, books, transport and trips auto-match to student records.
Matched transactions
Tuition term fee
On-Us Wallet
AED 18,500
Posted
Transport fee
On-Us Wallet
AED 2,200
Posted
School trip
On-Us Wallet
AED 360
Posted
Parent pays
VaultsPay accepts
EduFlow360 routes
School reconciles
Benefits for parents
One wallet for school, student spend and travel.
For parents, the value is convenience and control: fewer payment hoops, cleaner visibility, safer student allowances and a card that can travel with the family.
Parent wallet dashboard
Pay school fees without switching apps
Family managed
Available balance
AED 12,640
Tuition, books, trips and transport are visible in one parent wallet.
Recent activity
Tuition invoice
Matched
-AED 7,500
School trip
Paid
-AED 360
Books
Paid
-AED 420
Secure payment link
Wallet transfer
Any card fallback
What parents get
Pay tuition, books, transport and school trips from one app.
Top up in minutes and issue cards for children without handing over cash.
Control every card with parent-managed spend limits and safer daily allowances.
Use one wallet and card for school life, travel and overseas spending.
Parent command center
One place to see school payments, balances, cards, top-ups and student activity.
Safer student spending
Replace loose cash with controlled cards, instant top-ups and spend visibility.
Ready for movement
Individual IBANs, multi-currency wallets and prepaid card access support families at home and abroad.
The gap between your current state and your potential is measurable. We call it the Coordination Tax — and we know how to eliminate it. Without disruption. Without replacing your platforms. At pace.